Simple tools to calculate your EMI, interest, repayment and other important loan numbers.
Choose a calculator based on the loan question you want to answer.
Calculate your monthly EMI, total interest, total repayment and full repayment schedule.
Calculate Home Loan EMIEstimate how much home loan you may be eligible for based on your income, existing EMIs and loan tenure.
Check Home Loan EligibilityFind a loan amount and property price that may fit your monthly budget.
Calculate Home AffordabilitySee how much interest you could save with a lump-sum or regular prepayment, and compare reducing your EMI with reducing your tenure.
Calculate PrepaymentCheck whether moving your loan to another lender could reduce your interest cost after considering related transfer costs.
Calculate Balance TransferEstimate your down payment and other upfront costs you may need to plan for when buying a home.
Calculate Down PaymentStart with the question you're trying to answer.
| Your question | Calculator |
|---|---|
| What will my monthly EMI be? | Home Loan EMI Calculator |
| How much home loan may I be eligible for? | Home Loan Eligibility Calculator |
| What price of home can I afford? | Home Loan Affordability Calculator |
| Should I prepay, and how much could I save? | Home Loan Prepayment Calculator |
| Could I save money by transferring my home loan? | Home Loan Balance Transfer Calculator |
| How much cash should I plan for before buying? | Home Loan Down Payment Calculator |
The information you need depends on the calculator.
For the current home loan calculators, these numbers can help you get started.
Our EMI calculations use the reducing-balance method commonly used for loan EMIs.
Other calculators use clearly defined assumptions based on the information and inputs shown on each calculator.
Where we show lender interest rates, we use rates published by lenders and display the date they were checked.
Interest rates can change, so always confirm the current rate directly with the lender.
EMICalculate.in is an independent website.
We are not a bank, NBFC or loan agent.